Calculators

2026 figures

Incident cost sketch

Enter specialist visits, emergency visits, hospital days, skilled nursing days, and months of equipment. Compare Original Medicare, Plan G, Plan N, and a Medicare Advantage plan from the 2026 list.

This is one benefit period in 2026. Hospital and skilled nursing under Original Medicare use the Medicare amounts. Specialist visits, the emergency room, and equipment need the Medicare-approved amount because Original Medicare charges 20% of that amount. Premiums are not included.

Medicare Advantage plan
How much care
Medicare-approved amount
What you would owe for this incident
CoverageYou owe for this event
Original Medicare$2,342.40
Medigap Plan G$283.00
Medigap Plan N$303.00
Medicare AdvantageChoose a plan
  • Monthly premiums are not included. Plan N does not cover Part B excess charges. This sketch assumes the provider accepts assignment.
  • The Part B deductible is applied to specialist visits first, then the emergency room, then equipment.

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