Common questions
What are Medicare Parts A, B, C, and D?
Part A is hospital insurance. Part B is medical insurance for doctor and outpatient care. Part C is Medicare Advantage, a private plan that delivers Medicare benefits. Part D is prescription drug coverage. A Medicare Supplement works with Original Medicare. It is not a replacement for it.
What is the difference between Medicare Advantage and a Medicare Supplement?
They are different structures. A Medicare Supplement (also called Medigap) works with Original Medicare. The comparison is on Medicare Supplement vs Advantage.
When do I enroll if I am turning 65?
The dates are on The 7-month window.
Can I delay Part B if I am still working?
Sometimes. The rule is on The 7-month window.
Can I keep my doctor?
With Original Medicare, you can generally see any provider that accepts Medicare. With Medicare Advantage, the doctor has to take that plan. The check is on Can I keep my doctor?.
Does Medicare cover my prescriptions?
Original Medicare does not include routine prescriptions. You usually add a Part D plan. Many Medicare Advantage plans include drug coverage. What you pay depends on the plan, the pharmacy, and the drug. The drug cost check uses the 2027 files on this site.
When can I change my coverage?
Annual Enrollment is October 15–December 7. The dates and what you can change are on the 2027 Annual Enrollment page. Other windows, including turning 65 and a Supplement, are on Which enrollment window am I in?.
What is the California Birthday Rule?
If you already have a Medicare Supplement, California gives you a 60-day window starting on your birthday to apply for equal or lesser benefits, generally without health questions. It is not the same as the fall Annual Enrollment Period, and it does not apply to Medicare Advantage.
What does Medicare cost in 2026?
The Part A and Part B figures are on Medicare 2026. Confirm them on Medicare.gov.
Where do I get local help in Los Angeles County?
Start with the Los Angeles County pages for your city, then the community lists for food, rides, help at home, and other public programs. Medisure Agency does not run those programs. For Medicare counseling that is not from an insurance agent, you can also call HICAP at 1-800-434-0222.
Does this website enroll me in a plan?
No. The pages, calculators, and checkup are education. You decide what happens next. A licensed conversation with Alan is separate from enrolling.
Is Medisure Agency part of Medicare?
No. We are not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Alan Blackwell is a Licensed Medicare Insurance Agent.