2026 figures

Original Medicare cost estimator

Add 2026 Part A and Part B figures for a simple yearly sketch — not a plan quote.

Hospital benefit periods this yearEach period includes the $1,736.00 Part A deductible (2026).Inpatient days 61–90 (across those stays)$434.00 per day in 2026. Leave 0 if stays are 60 days or fewer.Skilled nursing days 21–100$217.00 per day in 2026.Estimated Part B allowed charges this year ($)Medicare-approved amounts for doctor and outpatient care, before Medigap. 20% coinsurance applies after the Part B deductible.Include 12 months of the standard Part B premium ($202.90 × 12)

Part A deductibles: $1,736.00
Part A days 61–90: $0.00
Skilled nursing coinsurance: $0.00
Part B premium: $2,434.80
Part B deductible: $283.00
Part B 20% coinsurance: $343.40

Sketch of Original Medicare cost-sharing: $4,797.20

Does not include Part D, IRMAA, excess charges, Medigap premiums, or Medicare Advantage. Not a quote.

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Educational answers — not a plan recommendation.

Educational estimate using public 2026 CMS figures. Not a bill, not a determination, and not a plan recommendation. Confirm on Medicare.gov or with Social Security. We are not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Original Medicare cost estimator

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