Original Medicare or Advantage?

Three questions about doctors, travel, and how you want coverage put together. Then a simple snapshot.

Two ways people get Medicare

Everyone has Part A and Part B. After that, there are two common paths. Neither is automatically better.

Starting point

Part AHospital

Part BDoctors and outpatient care

Keep A and B, then add what you need.

Part DPrescription drugs, usually a separate plan

MedigapA letter plan (such as G or N) to help with A and B costs

Often two or three insurance cards you will need to carry to office visits.

One private plan that delivers Medicare (Part C).

A + BIncluded in the Advantage plan

Part DOften included

Usually one insurance card you will need to carry to office visits.

Medigap does not work with Medicare Advantage. Confirm on Medicare.gov. Education only — not a plan pick.

Question 1 of 3

How do you want to see doctors and hospitals?

Choose the option that best describes what matters to you.

I want the freedom to see any doctor or hospital that accepts Original MedicareI’m comfortable using a provider network if my doctors are included

Always confirm with the doctor’s office that they accept your coverage and are accepting new patients.