Medicare Made Understandable

Understand Your Medicare Choices.
Get Answers From Alan.

Learn how Medicare works, check whether your doctors and prescriptions are covered, and explore Medicare plans available where you live.

Annual Enrollment

October 15–December 7, 2026

This window is open. It is for 2027 coverage.

Already have Medicare?

You can usually change your Medicare Advantage plan or your prescription drug plan for 2027.

A change made by December 7, 2026 generally starts January 1, 2027.

New to Medicare?

Your first chance to sign up is the seven months around the month you turn 65.

Those dates are not the same as this fall window.

Already in a Medicare Advantage plan?

You can make one change from January 1 through March 31, 2027. You can switch to another Medicare Advantage plan, or go back to Original Medicare.

That window is not a second Annual Enrollment.

Not sure which dates apply to you? Use our enrollment guide.

Last reviewed October 21, 2026.

Medicare is local

Your Medicare choices depend on where you get your care. Choose your city to learn about local providers and how to check whether a plan covers the doctors and hospitals you use.