Medicare Made
Understandable

Read how Medicare works, check a doctor or a drug, and compare plans for a California ZIP. This site does not enroll you.

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Annual Enrollment

October 15 – December 7

If you already have Medicare, Annual Enrollment is when you can generally join, switch, or drop a Medicare Advantage plan or a Part D plan. A choice made in this window is for 2027 coverage, and it starts January 1, 2027. This is not the 7-month window for someone new to Medicare, and it is not Medicare Advantage Open Enrollment in January.

What you can change during Annual Enrollment · Find My Enrollment Window

Last updated October 11, 2026.

How My Medicare Checkup works

  1. 1About youYour ZIP code and where you are with Medicare.
  2. 2How you want coverageDoctors, time away from home, and an Advantage plan that may include drugs, or Medicare, a Supplement, and a drug plan.
  3. 3Questions to verifyQuestions for your doctor and your insurance plan. You write what they said.
Alan Blackwell, Licensed Medicare Insurance Agent

Meet Alan Blackwell

Alan Blackwell is a Licensed Medicare Insurance Agent based in Arcadia. He walks you through your options by phone or Zoom, and he never rushes you.

Alan's story

Medicare is local

Start with the doctors, hospitals, and medical groups you already use. Coverage that fits one Los Angeles County ZIP can miss them in the next.