2026 figures

IRMAA (higher-income premium)

See 2026 Part B and Part D IRMAA using 2024 MAGI brackets from CMS.

Modified adjusted gross income (tax year 2024)Medicare uses a two-year lookback. 2026 is based on 2024 . This is not tax advice.How you filed

Bracket (2026): $109,000 or less

Part B monthly premium: $202.90 (standard premium; no Part B IRMAA)

Part D IRMAA: $0.00 per month, added to your drug plan premium.

These are 2026 figures, not 2027 amounts. Social Security sends the official IRMAA notice. You can appeal a life-changing event. Source: CMS 2026 premium fact sheet.

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