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Calculators

2026 figures

IRMAA (higher-income premium)

See 2026 Part B and Part D IRMAA using 2024 MAGI brackets from CMS.

Bracket (2026): $109,000 or less

Part B monthly premium: $202.90 (standard premium; no Part B IRMAA)

Part D IRMAA: $0.00 per month, added to your drug plan premium.

Social Security sends the official IRMAA notice. You can appeal a life-changing event. Source: CMS 2026 premium fact sheet.

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Educational answers — not a plan recommendation.

Educational estimate using public 2026 CMS figures. Not a bill, not a determination, and not a plan recommendation. Confirm on Medicare.gov or with Social Security. We are not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

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Get Medicare answers

Educational answers — not a plan recommendation.