Tools

Screener

Extra Help screener

See whether 2026 Extra Help (Part D Low-Income Subsidy) income and resource limits might apply. Not a determination.

Read: Can I pay less for Medicare?

Extra Help is Medicare’s Part D Low-Income Subsidy. It may lower or eliminate the drug-plan premium and deductible, cap many copays, and pause a Part D late-enrollment penalty while you have Extra Help. Social Security decides. This website cannot say that you qualify.

  • 2026 income limit (individual): $23,940.00 a year ($1,995.00 a month)
  • 2026 resource limit (individual): $18,090.00 (includes the usual burial set-aside on the Medicare.gov postcard)
  • 2026 Extra Help copay maximums: up to $5.10 generic / $12.65 brand per covered 30-day fill, then often $0 after the yearly Part D out-of-pocket cap

Enter income and resources — or check Medi-Cal / MSP — to see this 2026 sketch. Leave a field blank to treat it as $0.

How to apply. Use SSA.gov/extrahelp, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778), or visit Medicare.gov/extrahelp. For QMB, SLMB, or QI (which often lead to Extra Help), use the Medicare Savings Programs screener.

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