California Medigap Birthday Rule

Next 60-day window: Tuesday, June 15, 2027 through Friday, August 13, 2027

California law: if you already have a Medigap policy, you may apply for a policy with equal or lesser standardized benefits without medical underwriting during this window. It is not a path from Medicare Advantage to Medigap.

Confirm with the California Department of Insurance and your outline of coverage. This website does not enroll you.