I’m turning 65
Know when to enroll—and when you may be able to wait. Get clear answers about employer coverage, COBRA, and HSAs.
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Which enrollment window am I in?
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Medicare Guide
Explore Medicare your way
Choose a topic to find clear answers, helpful tools, worksheets, and calculators.
Prefer the full list? Browse every Medicare guide. Or start with Medicare 101— Parts A, B, C, and D in plain English.
- New to MedicareLearn what to do and when to do it.
- Original Medicare or AdvantageUnderstand Original Medicare, Medicare Advantage, Medigap and Part D.
- Change my coverageLearn when you can make changes and what to consider.
- Lower my Medicare costsExplore programs and strategies that may help reduce costs.
- Keep my doctorsLearn how to check doctors, hospitals, medical groups and networks.
- Help someone elseResources for family members and caregivers.
Or browse by topic
The same pages, grouped the way the Guide is organized internally.
I already have Medicare
Wondering if you can change your Medicare Advantage, Part D, or Medigap coverage? The rules—and the timing—are different for each.
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Original Medicare or Medicare Advantage?
There are two main ways to get your Medicare coverage. Neither is automatically better—the right fit depends on your doctors, prescriptions, budget, travel, and healthcare needs.
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Original Medicare or Advantage?
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Prescriptions
Part D, the yearly cap, spreading costs, and Extra Help copays.
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Paying for Medicare
Premiums, IRMAA, Extra Help, Medicare Savings Programs, and Medi-Cal.
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Care in Los Angeles County
Doctors, hospitals, VA, and county help — not a national call center.
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Questions to Ask Your Doctor’s Office
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