2026 Part A and Part B figures (CMS)
Standard Part B premium: $202.90/month. Part B deductible: $283. Part A inpatient deductible: $1,736 per benefit period. Part B coinsurance remains 20% for many services.
- Source: CMS public fact sheet on 2026 premiums and deductibles.
- IRMAA may apply at higher incomes.
- Always confirm on Medicare.gov before you rely on a number.
What to review this AEP
AEP is October 15 – December 7. Read your Annual Notice of Change. Plans can change premiums, networks, formularies, and extra benefits. A checkup is a structured way to decide whether a full review is warranted — not a reason to switch automatically.
California context
Plan availability, D-SNP options, and Medi-Cal coordination are county-specific. Statewide headlines are not a substitute for a ZIP-level review.
Want the full story? Get my book. Medicare 2026: Choose the Right Plan & Avoid Costly Mistakes walks through how Medicare is built. It does not pick a plan.
2026 figures
IRMAA (higher-income premium)
See 2026 Part B and Part D IRMAA using 2024 MAGI brackets from CMS.