Medicare Questions? Start Here.

Short answers to the questions people ask most often. For a fuller list, visit the FAQ library.

Do I need Medicare if I am still working?

It depends on employer size and whether the coverage is creditable. Many people at larger employers can delay Part B without a penalty. Confirm with your benefits office before you assume.

Is Medicare Advantage the same as a Supplement?

No. They are different ways of receiving coverage. See the Advantage vs. Supplement guide for a side-by-side comparison.

Can this website enroll me in a plan?

No. This site is educational. Enrollment, when appropriate, uses carrier- or upline-approved processes after a licensed review and any required Scope of Appointment.

Want the full story? Get my book. Medicare 2026: Choose the Right Plan & Avoid Costly Mistakes walks through how Medicare is built. It does not pick a plan.

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