What an SEP is
A Special Enrollment Period is an enrollment opportunity triggered by a qualifying event. The rules and deadlines depend on the event.
Common situations
Examples can include losing employer coverage, moving out of a plan’s service area, changes in Medicaid or Extra Help, and other qualifying events defined by CMS.
Timing is important
Document the event and verify the applicable deadline before taking action. Do not assume you have an SEP without checking the rule that applies to you.
Related Medicare topics
Important: We are not affiliated with or endorsed by the U.S. Government or the federal Medicare program. This page is general education. Availability, eligibility, costs, and benefits can vary by plan and area.