What is official today (2026)
The Centers for Medicare & Medicaid Services set the 2026 standard Part B premium at $202.90 per month and the Part B deductible at $283. Part B coinsurance remains 20% for many services. Confirm on Medicare.gov before you budget.
2027 is not official yet
CMS typically announces the next year’s Part A and Part B premiums, deductibles, and IRMAA amounts in the fall (often November). Until that fact sheet is out, treat any 2027 premium as a projection. The 2026 Medicare Trustees Report estimated a standard Part B premium near $209.50 per month for 2027. That is not a CMS premium. Last year’s trustee estimates have missed the final number.
IRMAA can change what you pay
Higher-income beneficiaries may pay an Income-Related Monthly Adjustment Amount on top of the standard Part B premium (and a separate Part D IRMAA). 2026 IRMAA uses 2024 MAGI. 2027 IRMAA brackets will be in the same fall CMS announcement. Use the IRMAA calculator only for 2026 figures.
Where to confirm
Medicare.gov and the CMS newsroom are the official sources. Social Security deducts Part B from many Social Security checks. This website cannot set your premium.
Common questions
- Is $209.50 the 2027 Part B premium?
- No. That figure is a Trustees Report projection. CMS announces official 2027 premiums in the fall. Use Medicare.gov.
- What is the 2026 standard Part B premium?
- $202.90 per month, plus any IRMAA. Confirm on Medicare.gov.
My Medicare Checkup
Answer a few questions about your ZIP code, what matters about cost and doctors, and where you get care. The summary shows the questions those answers raise. Confirm each one with the office, the plan, or Medicare.gov. A listing in a directory, or the name of a plan, does not show whether a doctor is in the network, whether a prescription is covered, or what you would pay this year.
Start My Medicare CheckupYou will get a summary of the questions to verify. You can also talk it through with Alan.
2026 figures
IRMAA (higher-income premium)
See 2026 Part B and Part D IRMAA using 2024 MAGI brackets from CMS.