{"id":139,"date":"2024-01-15T20:31:58","date_gmt":"2024-01-16T04:31:58","guid":{"rendered":"https:\/\/medisure.agency\/articles\/?p=139"},"modified":"2024-02-10T10:29:46","modified_gmt":"2024-02-10T18:29:46","slug":"navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide","status":"publish","type":"post","link":"https:\/\/medisure.agency\/articles\/2024\/01\/15\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\/","title":{"rendered":"Navigating the Open Enrollment Period for Medicare Advantage (MAPD)"},"content":{"rendered":"<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<p class=\"flex-1 overflow-hidden\"><span style=\"font-size: 18pt;\">The <a href=\"https:\/\/www.msn.com\/en-us\/money\/insurance\/don-t-like-your-medicare-advantage-plan-now-s-the-time-to-switch\/ar-BB1hdSFv\"><\/a><a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Part C&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Medicare Part C, also known as Medicare Advantage, is an alternative way for beneficiaries to receive their Medicare benefits. Unlike Original Medicare (Part A and Part B), which is provided by the government, Medicare Advantage plans are offered by private insurance companies approved by Medicare. Part C plans combine coverage for hospital services (Part A) and medical services (Part B) into a single plan, often with additional benefits. &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/part-c\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medicare Advantage<\/a> Open Enrollment Period occurs annually from January 1 to March 31. This period allows individuals enrolled in a <a href=\"https:\/\/www.medicare.gov\/medicare-advantage-plans-cover-all-medicare-services\"><\/a><a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Part C&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Medicare Part C, also known as Medicare Advantage, is an alternative way for beneficiaries to receive their Medicare benefits. Unlike Original Medicare (Part A and Part B), which is provided by the government, Medicare Advantage plans are offered by private insurance companies approved by Medicare. Part C plans combine coverage for hospital services (Part A) and medical services (Part B) into a single plan, often with additional benefits. &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/part-c\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medicare Advantage<\/a> plan to make certain changes to their coverage. It is distinct from the Annual Enrollment Period (AEP), which takes place from October 15 to December 7 and is primarily focused on initial enrollment, plan changes, and prescription drug coverage adjustments.<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p class=\"flex-1 overflow-hidden\"><span style=\"font-size: 18pt;\"><strong>Key Considerations for Beneficiaries:&nbsp;<\/strong><\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\"><u>Plan switching:<\/u> During the MA OEP, beneficiaries have the option to switch from one <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Part C&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Medicare Part C, also known as Medicare Advantage, is an alternative way for beneficiaries to receive their Medicare benefits. Unlike Original Medicare (Part A and Part B), which is provided by the government, Medicare Advantage plans are offered by private insurance companies approved by Medicare. Part C plans combine coverage for hospital services (Part A) and medical services (Part B) into a single plan, often with additional benefits. &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/part-c\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medicare Advantage<\/a> plan to another. This flexibility is particularly valuable for those who may have experienced changes in health needs or preferences since initially enrolling.<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\"><u>Adding or Dropping Coverage: <\/u>Beneficiaries can also add or drop coverage during this period. For example, if an individual wants to add prescription drug coverage, they can do so. Similarly, if they find that they no longer need certain benefits, they can opt to drop them.<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">Returning to <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Original Medicare&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Original Medicare refers to the traditional fee-for-service health insurance program offered by the federal government in the United States. It includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/original-medicare\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Original Medicare<\/a>: Another option during the MA OEP is the ability to return to <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Original Medicare&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Original Medicare refers to the traditional fee-for-service health insurance program offered by the federal government in the United States. It includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/original-medicare\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Original Medicare<\/a> (<a href=\"https:\/\/medisure.agency\/articles\/2024\/02\/01\/a-comprehensive-overview-of-medicare\/\">Parts A and B<\/a>). This choice may be preferable for those who wish to explore additional coverage options, such as <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Medigap&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; &amp;lt;!-- wp:pagelayer\/pl_post_props {&amp;quot;post_title&amp;quot;:&amp;quot;Medigap&amp;quot;,&amp;quot;post_status&amp;quot;:&amp;quot;publish&amp;quot;,&amp;quot;post_date&amp;quot;:&amp;quot;2024-01-29 08:57:59&amp;quot;,&amp;quot;post_author&amp;quot;:&amp;quot;1&amp;quot;,&amp;quot;post_name&amp;quot;:&amp;quot;medigap&amp;quot;,&amp;quot;featured_image&amp;quot;:&amp;quot;https:\/\/medisure.agency\/articles\/wp-content\/plugins\/pagelayer\/images\/default-image.png&amp;quot;,&amp;quot;post_excerpt&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;post_password&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;comment_status&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;ping_status&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;post_sticky&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;post_parent&amp;quot;:0,&amp;quot;menu_order&amp;quot;:0,&amp;quot;post_category&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;post_tags&amp;quot;:&amp;quot;&amp;quot;,&amp;quot;pagelayer-id&amp;quot;:&amp;quot;blx9713&amp;quot;} \/--&amp;gt;&amp;lt;!-- wp:pagelayer\/pl_row {&amp;quot;pagelayer-id&amp;quot;:&amp;quot;0ur8526&amp;quot;} --&amp;gt;&amp;lt;!-- wp:pagelayer\/pl_col {&amp;quot;pagelayer-id&amp;quot;:&amp;quot;6s27688&amp;quot;} --&amp;gt;&amp;lt;!-- wp:pagelayer\/pl_text {&amp;quot;text&amp;quot;:&amp;quot;\\nMedigap, also known as \\u003ca href=\\u0022https:\/\/medisure.agency\/articles\/2024\/02\/01\/a-comprehensive-overview-of-medicare\/\\u0022\\u003eMedicare\\u003c\/a\\u003e Supplement Insurance, is a type of health insurance policy sold by private insurance companies to fill in the gaps (or \\u0022gaps\\u0022) in coverage left by Original Medicare. Original Medicare consists of Part A (hospital insurance) and Part B (medical insurance).&nbsp; Together they cover many healthcare services, but they don&amp;#039;t cover all costs. Medigap policies are designed to help individuals with out-of-pocket expenses such as copayments, coinsurance, and deductibles.\\r\\n\\r\\n\\u0026nbsp;\\n&amp;quot;,&amp;quot;pagelayer-id&amp;quot;:&amp;quot;vk35693&amp;quot;} --&amp;gt;&amp;lt;span style=&amp;quot;color: #000000;&amp;quot;&amp;gt;Medigap, also known as Medicare Supplement Insurance, is a type of health insurance policy sold by private insurance companies to fill in the gaps (or &amp;quot;gaps&amp;quot;) in coverage left by Original Medicare. Original Medicare consists of Part A (hospital insurance) and Part B (medical insurance).&nbsp; Together they cover many healthcare services, but they don&amp;#039;t cover all costs. Medigap policies are designed to help individuals with out-of-pocket expenses such as copayments, coinsurance, and deductibles. &nbsp;&amp;lt;\/span&amp;gt;&amp;lt;br\/&amp;gt;&amp;lt;!-- \/wp:pagelayer\/pl_text --&amp;gt;&amp;lt;!-- \/wp:pagelayer\/pl_col --&amp;gt;&amp;lt;!-- \/wp:pagelayer\/pl_row --&amp;gt;&amp;amp;nbsp;&amp;lt;br\/&amp;gt; &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/medigap\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medigap<\/a> policies.<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\"><u>Addressing Network Changes:<\/u> Beneficiaries should use this period to ensure that their healthcare providers and medications are still covered by their chosen <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Part C&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Medicare Part C, also known as Medicare Advantage, is an alternative way for beneficiaries to receive their Medicare benefits. Unlike Original Medicare (Part A and Part B), which is provided by the government, Medicare Advantage plans are offered by private insurance companies approved by Medicare. Part C plans combine coverage for hospital services (Part A) and medical services (Part B) into a single plan, often with additional benefits. &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/part-c\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medicare Advantage<\/a> plan. Changes in network coverage or formularies can significantly impact a beneficiary&rsquo;s healthcare access.<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p class=\"flex-1 overflow-hidden\"><span style=\"font-size: 18pt;\"><strong>How can the <a href=\"https:\/\/medisure.agency\/ABOUT-US\">Medisure Agency<\/a> help you:<\/strong><\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">As a health insurance broker operating in California, we proactively reach out to clients to discuss any changes in their healthcare needs and guide them through the available options during this enrollment period.&nbsp;<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">We educate our clients about the importance of reviewing their current <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Part C&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Medicare Part C, also known as Medicare Advantage, is an alternative way for beneficiaries to receive their Medicare benefits. Unlike Original Medicare (Part A and Part B), which is provided by the government, Medicare Advantage plans are offered by private insurance companies approved by Medicare. Part C plans combine coverage for hospital services (Part A) and medical services (Part B) into a single plan, often with additional benefits. &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/part-c\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medicare Advantage<\/a> plans during the MA OEP.&nbsp; Providing detailed explanations about the potential benefits of switching plans, adding or dropping coverage, and understanding network changes can empower beneficiaries to make informed decisions.&nbsp;<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p class=\"flex-1 overflow-hidden\"><span style=\"font-size: 18pt;\">Helping clients compare different <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Part C&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Medicare Part C, also known as Medicare Advantage, is an alternative way for beneficiaries to receive their Medicare benefits. Unlike Original Medicare (Part A and Part B), which is provided by the government, Medicare Advantage plans are offered by private insurance companies approved by Medicare. Part C plans combine coverage for hospital services (Part A) and medical services (Part B) into a single plan, often with additional benefits. &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/part-c\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medicare Advantage<\/a> plans available in California is our key role. This involves evaluating factors such as monthly premiums, out-of-pocket costs, coverage for specific healthcare services, and prescription drug coverage.&nbsp;<\/span><\/p>\r\n<p><span style=\"font-size: 18pt;\">\r\n\r\n<\/span><\/p>\r\n<p class=\"flex-1 overflow-hidden\"><span style=\"font-size: 18pt;\">The <a class=\"glossaryLink\" aria-describedby=\"tt\" data-cmtooltip=\"&lt;div class=glossaryItemTitle&gt;Part C&lt;\/div&gt;&lt;div class=glossaryItemBody&gt; Medicare Part C, also known as Medicare Advantage, is an alternative way for beneficiaries to receive their Medicare benefits. Unlike Original Medicare (Part A and Part B), which is provided by the government, Medicare Advantage plans are offered by private insurance companies approved by Medicare. Part C plans combine coverage for hospital services (Part A) and medical services (Part B) into a single plan, often with additional benefits. &lt;\/div&gt;\" href=\"https:\/\/medisure.agency\/articles\/glossary\/part-c\/\" target=\"_blank\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Medicare Advantage<\/a> Open Enrollment Period offers a valuable opportunity for beneficiaries to reassess and adjust their healthcare coverage according to their evolving needs. As a health insurance broker in California, guiding clients through this period with detailed explanations and personalized assistance ensures they make choices aligned with their health and financial goals. By staying proactive, we play a pivotal role in enhancing the overall Medicare experience for our clients during the MA OEP.<\/span><\/p>\r\n<p>&nbsp;<\/p>\r\n<p class=\"flex-1 overflow-hidden\"><span style=\"font-size: 18pt;\">If you want to discuss your situation with us, here is contact information:&nbsp;<a href=\"https:\/\/medisure.agency\/contact\"> https:\/\/medisure.agency\/contact<\/a>.&nbsp;&nbsp;<\/span><\/p>\r\n<p class=\"flex-1 overflow-hidden\">&nbsp;<\/p>\r\n<p class=\"flex-1 overflow-hidden\">&nbsp;<\/p>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp;<\/p>\n","protected":false},"author":2,"featured_media":156,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","pagelayer_contact_templates":[],"_pagelayer_content":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[8,19,9,17,18,14],"class_list":["post-139","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","tag-ma-oep","tag-mapd","tag-medicare-advantage","tag-medicare-advantage-open-enrollment","tag-open-enrollment","tag-original-medicare"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Navigating the Open Enrollment Period for Medicare Advantage (MAPD) - The Medisure Agency Blog<\/title>\n<meta name=\"description\" content=\"Learn what to consider during Medicare Advantage Open Enrollment Period from January 1 to March 31. 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The Medisure Agency Blog Navigating the Open Enrollment Period for Medicare Advantage (MAPD)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/medisure.agency\/articles\/2024\/01\/15\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\/\" \/>\n<meta property=\"og:site_name\" content=\"The Medisure Agency Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/medicare.medisure.agency\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-16T04:31:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-10T18:29:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/medisure.agency\/articles\/wp-content\/uploads\/2024\/01\/Clock.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alan Blackwell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@medisureagency\" \/>\n<meta name=\"twitter:site\" content=\"@medisureagency\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alan Blackwell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/\"},\"author\":{\"name\":\"Alan Blackwell\",\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/#\\\/schema\\\/person\\\/f20a08a056e05c0d04191c14bc195e46\"},\"headline\":\"Navigating the Open Enrollment Period for Medicare Advantage (MAPD)\",\"datePublished\":\"2024-01-16T04:31:58+00:00\",\"dateModified\":\"2024-02-10T18:29:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/\"},\"wordCount\":447,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/Clock.jpg\",\"keywords\":[\"MA OEP\",\"MAPD\",\"Medicare Advantage\",\"Medicare Advantage Open Enrollment\",\"Open Enrollment\",\"Original Medicare\"],\"articleSection\":[\"Health Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/\",\"url\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/\",\"name\":\"Navigating the Open Enrollment Period for Medicare Advantage (MAPD) - The Medisure Agency Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/2024\\\/01\\\/15\\\/navigating-the-medicare-advantage-open-enrollment-period-a-comprehensive-guide\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/medisure.agency\\\/articles\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/Clock.jpg\",\"datePublished\":\"2024-01-16T04:31:58+00:00\",\"dateModified\":\"2024-02-10T18:29:46+00:00\",\"description\":\"Learn what to consider during Medicare Advantage Open Enrollment Period from January 1 to March 31. Options include switching plans, adding or dropping coverage. 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